The Boomerang Generation.

Basically this is the official term for those of us who have been forced back home after years of freedom because we have no money. We are broke because of student loans and overdrafts, we can't get jobs because there institutions are firing instead of hiring and in the years leading up to financial crisis, we have grown accustomed to a consumerist lifestyle that we can no longer support. I'll admit that I took student loans un-necessarily and now I'm paying the price.

Here's some facts......to get on the property ladder today, I would need about £40,ooo deposit. I have round about £17,000 student debt. The average starting salary for a graduate is £24,000. I still have one more year of school to put myself through so do the maths and work out potentially how long it could be before I get out of here! Thank goodness for renting.

I paint a very dull picture but it's not all bad. The practical advantages of living at home probably far outweigh the disadvantages. But it messes with your headspace. The independance that you lose is a hard hit, and I struggle to find ways to maintain that independance and the maturity that stems from that. But at the end of the day I share a car and a house with my family, similar to when I was at school. When I have done so much since school. Somedays it feels like all my adventures since turning 18 were a dream!

But for now, I'm happy enough and I will work my way through the year and make a tiny dent in the debt. There is little use worrying about it because it's not going to go away!